Best Fixed Rate Isa. Non-Isa fixed-rate savings bonds typically pay more, but Isas make more sense for many. As well as the possibility of a good rate of.
And the longer the fixed rate, the higher the interest. Cash ISAs allow you to save tax free. Other types of ISA, such as the Lifetime ISA, might be a better investment and are designed to help you save up Fixed-rate ISAs with longer terms (i.e. when your money is locked away for longer) usually have better interest rates, so it's a case of balancing how.
And the longer the fixed rate, the higher the interest.
Yet, by law, cash ISA providers MUST allow you access to your money, whenever you want it.
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Compare our best ISAs to find the individual savings account that suits your personal needs. Lock your money away for two years and watch your savings grow. Fixed rate cash ISAs are a great choice if you're interested in taking full advantage of your cash ISA allowance and you have enough spare money to lock away for one to five years.